Privacy Policy & Terms of Service

Privacy Policy Overview

We understand that your privacy is important to you. We are committed to protecting the privacy of your personally-identifiable information as you use this website. This Privacy Policy tells you how we protect and use information that we gather from you, including how we collect, use, disclose, and safeguard your information when you opt-in to our text messaging services.

By using this website, you consent to the terms described in the most recent version of this Privacy Policy. "We," "our" means our company and its affiliates. "You," "your," "visitor," or "user" means the individual accessing this site.

Personal and Non-Personal Information

Our Privacy Policy identifies how we treat your personal and non-personal information.

What is Non-Personal Information and How is it Collected and Used?

Non-personal information is information that cannot identify you. If you visit this website to read information, such as information about one of our services, we may collect certain non-personal information about you from your computer's web browser. Because non-personal information cannot identify you or be tied to you in any way, there are no restrictions on the ways that we can use or share non-personal information.

What is Personal Information and How is it Collected?

Personal information is information that identifies you as an individual, such as your name, mailing address, email address, telephone number, and fax number. We may collect personal information from you in a variety of ways:

• When you send us an application or other form
• When you conduct a transaction with us, our affiliates, or others
• When we collect information about you in support of a transaction, such as credit card information
• In some places on this website where you have the opportunity to send us personal information about yourself, to elect to receive particular information, to purchase access to one of our products or services, or to participate in an activity

Cookies and Related Technologies

Yes, we may use cookies and related technologies, such as web beacons, to collect information on our website. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

Web Beacons

A web beacon is a small graphic image that allows the party that set the web beacon to monitor and collect certain information about the viewer of the web page, web-based document or email message, such as the type of browser requesting the web beacon, the IP address of the computer that the web beacon is sent to and the time the web beacon was viewed.

Third Party Cookies

Third party vendors also may use cookies on our website. For instance, we may contract with third parties who will use cookies on our website to track and analyze anonymous usage and volume statistical information from our visitors and members. Such information is shared externally only on an anonymous, aggregated basis.

How We Use Personal Information

We may keep and use personal information we collect from or about you to:

• Provide you with access to this website or other products or services
• Respond to your requests
• Bill you for products/services you purchased
• Provide ongoing service and support
• Contact you with information that might be of interest to you
• Ask for your opinion about our products or the products of others
• For record keeping and analytical purposes
• To research, develop and improve programs, products, services and content
• To protect our rights or property, or to protect someone's health, safety or welfare
• To comply with a law or regulation, court order or other legal process

Information Sharing

We will not share your personal information collected from this website with an unrelated third party without your permission, except as otherwise provided in this Privacy Policy.

Text Messaging Services

Consent and Opt-In

By providing your mobile phone number and opting in, you consent to receive text messages from us. Data and messaging rates may apply. Messaging frequency varies.

Opt-Out

You can opt out of receiving text messages at any time by replying "STOP" to any message you receive from us. Upon receiving your opt-out request, we will send a confirmation message and cease further messages. If you wish to receive messages from us again you can reply "START" to opt back in.

Information Security

We have implemented generally accepted standards of technology and operational security in order to protect personally-identifiable information from loss, misuse, alteration, or destruction. Only authorized personnel and third party vendors have access to your personal information, and these employees and vendors are required to treat this information as confidential. Despite these precautions, we cannot guarantee that unauthorized persons will not obtain access to your personal information.

Children's Privacy

We will not intentionally collect any personal information (such as a child's name or email address) from children under the age of 13. If you think that we have collected personal information from a child under the age of 13, please contact us.

Access and Control of Your Information

You may access, correct, update, and/or delete any personally-identifiable information that you submit to the website. You may also unsubscribe from mailing lists or any registrations on the website.

Changes to This Policy

We reserve the right to modify this statement at any time. Any changes to this Privacy Policy will be listed in this section, and if such changes are material, a notice will be included on the homepage of the website for a period of time.